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Thanks for your work on this. This clearly improves error handling. For a non-repo folder, we get / got:

For dubious ownership, the original cause here, we get / got /git says:

I'd almost argue that the new message is better than what git says. "Let's just ignore this security feature with this command" maybe is not soooo cool. ;)

I have to pick on one thing, though. The panic handler was there for a reason, as far as I can tell. See my remark below.